My experience has been very positive! It seemed to be a very difficult time to get the mortgage approval in current times of late quarter of 2023 when the interest rates are so high and regulations so tight! Amazing broker, and my mortgage was finally got approved following many supporting documents just at the nick of time before closing! Grateful that he was able to get me a mortgage and for his professionalism. Would highly recommend Joel, Kaitlin and team for mortgages!